Rethinking Social Security: Reform, Replacement, and the Road Ahead

Social Security is one of the most enduring institutions in American life. It’s not just a retirement program — it’s a promise. Workers contribute through payroll taxes, and in return,…

Why Taxing Wealth Can Destroy Jobs and Wages

When governments tax wealth—say, $100 billion over 10 years—they’re not just collecting money. They’re redirecting new savings away from the economy and into the purchase of assets being liquidated to…

Saving for Yourself, Building for Everyone: How Personal Savings Power Retirement and the Economy

In a world of rising costs and economic uncertainty, saving money might feel like a luxury. But history—and economics—tell a different story. Increasing your personal savings doesn’t just secure your…